Alan Canton writes about lowering the cost of medical insurance by lowering the cost of medical care.
Everyone thinks that if we make insurance cheaper we will get better care. Not true. Insurance is expensive because healthcare is expensive! You lower the costs of care and you lower the costs of insurance. It's that simple, but everyone is more focused on raising the funds to pay for expensive insurance to 'cover' an expensive healthcare system. They should be focused on lowering the cost of care. Here is my system for brining down the costs. 1. We take 5,000 college grads a year and offer those who 'qualify' a free 3-year scholarship to med school, with a tax-free living stipend of say $35,000. 2. We cut the 'fat' out of med school and get it down to three years, not four. 3. Upon graduation each new doctor has to serve seven years in public health. They will get a tax-free starting salary of $55,000 a year, with a $5,000 raise each year. 4. After seven years, they can go into private practice. Can we do this? Do the math. It's not that expensive compared to what we're paying now. Yes, we will end up with two systems... one for the 'rich' and one for everyone else, but at least everyone will have free or low-cost, basic coverage and access to the system. You want to lower the cost of insurance? Lower the cost of healthcare. Adams-Blake Insurance Solutions, www.insurancesolutions123.com |
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